As the Consumer Data Right (CDR) becomes regulator-backed, supporting CDR is mandatory for embedded finance tools. Consumer data interfaces must handle: - Tokenized access and refresh flows - Compliance-driven data segregation - Multi-institutional data access - Uptime and rate-limit SLAs zngx — or zngx.io — is a CDR-native API platform https://chandram284kll0.magicianwiki.com/user